Freddie Mac Tightens Green Standards for Energy-Efficient Home Loans in 2025
The government-sponsored enterprise, Freddie Mac is changing its commitment to energy-efficient housing by adjusting its Green Mortgaged-Backed Securities (Green MBS) program, with the hopes of incentivizing lending for high-performance single-family homes.
According to RESNET, the change will start January 1, 2025, and the qualifying threshold for the program will tighten from a HERS Index score of 60 to 55, promoting even higher energy standards. The goal is to increase access to capital for environmentally sustainable homes and help prospective homeowners afford properties with lower energy consumption.
