Why a topup home loan is a better option than gold or personal

Sumit, an IT professional, has been working for an MNC since the past 10 years. Thanks to his growing income each year, he has been comfortably servicing his home loan since 5 years. Recently, he decided to renovate his house by applying for a personal or gold loan. However, Sumit’s financial advisor recommended him to opt for a home loan top-up instead. Is it the right option for someone like him? Let us discuss.

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Source: Financial Express